Archive for April 2015

COPE and What It Means for Commercial Property Insurance Underwriting

COPE and What It Means for Commercial Property Insurance UnderwritingThe underwriting process for commercial property insurance can naturally be quite complex. If you’re a building¬†owner seeking commercial real estate insurance for the first time or if it has been awhile since you’ve had to purchase insurance, you might find yourself somewhat surprised at the massive amount of data that goes into underwriting an insurance policy.

Much of the necessary property underwriting information that goes into preparing a policy is known as COPE data. This stands for Construction, Occupancy, Protection, and Exposure. When you complete a commercial real estate insurance application, you will typically be required to submit most of this information.

Let’s take a look at each element of COPE. Read more

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